Star Health Overseas Mediclaim Travel Protect Insurance For Low cost & best service

All of us tackle problems well when you are in an alien land, dealing in home currency, and are braving a very different climate, any problem starts to seem like a daunting challenge. During travel, you are adapting to the weather, the time zone change, the pronunciation, and the food among other things. So for a gamut of risks you have to face up to, you need the Star Health Individual Travel Protect Policy, whether it's business or leisure that takes you abroad.


Highlights

•  Emergency medical expenses including medical evacuation and transportation of mortal remains.
•  Dental emergency expenses following an accident.
•  Cover for Loss of checked in baggage, Delay of checked in baggage, Loss of Passport, Trip Cancellation, Flight Delay, Missed Departure/Connection and Hijack Distress.
•  Personal Accident Cover.
•  Cover for Legal Liability for bodily injury or property damage to third party.

 Benefits


When you travel abroad on business or holiday Star Travel Protect insurance policy provides you coverage for the following exigency:

• Emergency medical expenses
• Repatriation in case of medical emergency
• Repatriation of mortal remains
• Any dental emergency expenses following an accident
• Compensation following accidental injuries
• Loss of your checked in baggage(up to the limits)
• Reasonable expenses incurred for obtaining new passport
• Flight delay
• Missed departure/connection
• Hijack distress
• Expenses on emergency purchases of consumables due to any delay in handing over your checked in baggage by the carrier for more than 12 hours
• Pecuniary loss on cancellation of your trip due to any accidental bodily injury/death of a family member
• Any Legal Liability that maybe fastened upon you, if you cause any bodily injury or property damage to any third party

 Eligibility

 Any individual who is a permanent resident of India- above 6 months of age, travelling abroad for work or leisure can take this overseas travel insurance.

 Star Advantages

•  Tie up with reputed overseas assistance companies to render policy services abroad.
•  Free Health magazines are issued to policy holders at regular intervals.
•  Free storage facility for storing medical records in electronic form.

 
Personalised customer service available.

Service Is Available For All over India

For More details contact: 9790958828, 9042804851

STAR CARDIAC CARE INSURANCE POLICY FOR PERSONS WHO HAVE UNDERGONE ANGIOPLASTY OR BYPASS SURGERY

STAR CARDIAC CARE INSURANCE POLICY FOR PERSONS WHO HAVE UNDERGONE ANGIOPLASTY OR BYPASS SURGERY

Highlights

•  India`s 1st Health policy for persons who have undergone Angioplasty or Bypass Surgery.
•  Cover for surgical and medical management Cardiac Ailments.
•  Also covers regular hospitalization.
•  101 day-care procedures.    

 Benefits


Section 1:

• Hospitalisation Cover: Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs.
• Ambulance charges for emergency transportation to hospital as per specified limits.
• Pre-Hospitalization expenses up to 30 days prior to admission in the hospital.
• Post-hospitalisation paid as lump-sum upto the limit specified.
• 101 Day-care treatments covered

Pre-Existing Diseases / Illness:
Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company.

Section 2: (Cardiac Section)
Cardiac ailments covered after 90 days. 2 Plans available -GOLD PLAN and SILVER PLAN. GOLD PLAN covers any cardiac related complications necessitating surgery / intervention and also cardiac medical management SILVER PLAN covers any cardiac related complications necessitating surgery / intervention only.

 Eligibility

 Star Cardiac Care Insurance can be taken by any person between 10 years and 65 years of age, who has undergone PTCA (Stenting) or CABG (By-pass) procedure for the first time, within 4 years prior to the date of policy purchase. The sum insured under this policy is on Individual basis.

General Terms


Pre- Acceptance Medical Screening
All persons will be required to undergo pre-acceptance medical screening at the Company nominated centers. Cost of screening is currently borne by the company.

Tax Benefits
Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.

Free Look Period
A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre- acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation. Free look cancellation is not applicable at the time of renewal.

Guaranteed Lifetime Renewals
 Life-long renewals beyond 65 years are offered under this policy.

 Star Advantages

•  No Third Party Administrator – direct in-house claims settlement
•  Faster and hassle-free claim settlement
•  Cashless hospitalization
•  Network of more than 6000 hospitals across India
•  Facility for maintaining personal health record in electronic format. 

 Personalised customer service available.

Service Is Available For All over India

For More Details Pl Contact: 9790958828 or 9042804851

Star health Insurance for Senior citizens

Welcome to Star Health Insurance,India's first exclusive health insurance company.We Offer Special health insurance for Senior Citizens. Turning sixty is a major milestone. On the one hand, people tend to find more time for matters they couldn't adequately attend to during their years of career preoccupation. On the other, there is mounting anxiety about health. Yet, health insurance policies have hardly been available to address their needs. Star Health is proud to introduce India's first health insurance policy as a salute to our senior citizens. It provides cover for anyone over the age of 60 and permits entry right up to the age of 74 with continuing cover after that. It is our way of caring for a generation that has done so much to build the country

Major Product Features

This Health Insurance Plan from Star Health is unique among Senior Health Insurance Policies and extends benefits of Hospitalisation Cover as well as Post Hospitalisation Cover.
For Senior citizens aged between 60 to 75 years.
No pre-insurance medical test required.

Covers pre-existing diseases from the second year onwards.
Medical Consultations as an Out Patient in a Network Hospital.
Higher Sum Insured coverage upto Rs.10 Lakhs.
Guaranteed lifetime renewals.
Any person between 60 and 75 years of age at the time of entry can take this insurance policy. The sum insured under this insurance is per individual member covered.
 
Star Advantages

• No third Party Administrator, direct in-house claim settlement.
• Faster & hassle-free claim settlement.
• Cashless hospitalization wherever possible.
• Network of more than 6000 hospitals across India.
• 24x7 Toll Free Helpline.
• Information on health through free health magazine.
• Facility for maintaining personal health records in electronic format.

 Personalised customer service available.

Service Is Available For All over India

For More Details Pl Contact: 9790958828 or 9042804851

STAR COMPREHENSIVE HEALTH INSURANCE POLICY Offers Exhaustive Benefits For The Entire Family Designed to Eliminate Your Health Worries...

STAR COMPREHENSIVE HEALTH INSURANCE POLICY


When medical cost are sky rocketing, a comprehensive health insurance go a long way in alleviating your financial burden. Star comprehensive insurance policy does the same, with no sub-limits or caps, the policy offers exhaustive benefits for the entire family designed to eliminate your health worries.

Highlights

•  No cap on room rent and treatment cost.
•  Covers medical expenses incurred on Bariatric surgical procedures and its complications.
•  Air ambulance assistance, Second medical opinion are covered.
•  Cost of health check up for every block of 3 claim free years.
•  Cover for  maternity (normal and caesarean delivery) and New born baby.
•  Automatic restoration of entire Sum insured by 100%.
•  Dental / ophthalmic cover on OPD basis.
•  Hospital cash benefit.
•  Cover for over 400 day care procedures.
•  Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

 Benefits


Section 1:

• Hospitalization cover protects the insured for in patient hospitalization expenses for a minimum period of 24 hrs. These expenses include room rent (Single Standard A/C room), nursing and boarding charges, Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist fees, Cost of Medicines and Drugs.
• Ambulance charges for emergency transportation to hospital as per specified limits.
• Air Ambulance Benefit: Permitted up to 10% of the Sum Insured opted, during one policy period, applicable for sum insured of Rs.7.5 lakhs and above only.
• Pre hospitalization expenses up to 30 days prior to admission in the hospital
• Post hospitalization expenses up to 60 days after discharge from the hospital
• Out-patient consultation (other than dental and ophthal) expenses up to limits mentioned in the table of benefits
• Coverage for Domiciliary hospitalization for a period exceeding three days.

Section 2:

• Expenses for Delivery - including Pre-natal and Post natal expenses up-to the limits specified. A waiting period of 36 months of continuous coverage under this policy with Star will apply.
• Automatic coverage for the New Born (including internal and external congenital problems) up to the expiry of the current policy (On renewal this new born baby should be covered specifically)
• Vaccination expenses for the New Born upto Rs.1000/- payable.

Section 3: Outpatient Dental, Ophthalmic treatment

• Dental / Ophthalmic treatments as an out-patient - once in a block of every three years irrespective of whether a claim is made or not.

Section 4: Hospital Cash

• Hospital cash benefit for each completed day of hospitalization.

Section 5: Health Check up

• Cost of Health Check-up once after a block of every three claim-free years

Section 6: Bariatric Surgery

• Expenses incurred on hospitalization for bariatric surgical procedure and its complications thereof are payable subject to a maximum of Rs.2,50,000/- during the policy period.
• This maximum limit of Rs.2,50,000/- is inclusive of pre-hospitalization and post hospitalization expenses.
• Claim under this section shall be processed only on cashless basis.
• Coverage under this section is subject to a waiting period of 36 months and payable only while the policy is in force

Section 7: Accidental Death and Permanent Total Disablement

• Cover against Accidental Death
• The person chosen by the Proposer at the time of payment of premium as mentioned in the schedule herein is covered for Personal Accident
• The sum insured for this section is equal to the sum insured opted for the Health insurance.

Section 8: Option for Second Medical Opinion

• The Insured Person is given the facility of obtaining a Second Medical Opinion in electronic mode from a Doctor in the Company's network of Medical Practitioners
• Medical records can be sent to the mail id e_medicalopinion@starhealth.in

Automatic Restoration of Sum Insured (Applicable for Section 1 Only)​

• Upon exhaustion of Basic sum insured and the Bonus, sum insured will be automatically restored by 100% once policy period. Such restored Sum Insured can be utilized only for illness / disease unrelated to the illness / diseases for which claim/s was / were made.
• Such restoration will be available for section 1 other than Section 1G.

Bonus: 
Following a claim free year bonus at 50% of the basic sum insured (max.100%) would be allowed. Where there is a claim the Bonus would be reversed in the same order in which it was given.

Eligibility

• Persons between 18 years and 65 years of age at the time of entry can take this Insurance. Dependent children can be covered from 3 months and up to 25years of age. There is no upper age limit for continuous renewals.
• This policy is both on Individual basis and on Family Floater basis. Family for the purpose of this policy means self, spouse and dependent children, not exceeding 

 General Terms

 Co-Payment:
10% of each and every claim for persons above 60 years at entry level and their subsequent renewals.

Pre-Acceptance Medical Screening:
Persons above 50 years will be required to undergo pre-acceptance medical screening at the Company nominated centers. Cost of screening is currently borne by the company.

Tax Benefits:
Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.

Free look period:
A free look period of 15 days from the date of receipt of the policy is available to the insured to review the terms and conditions of the policy. In case the insured is not satisfied with the terms and conditions, the insured may seek cancellation of the policy and in such an event the Company shall allow refund of premium paid after adjusting the cost of pre-acceptance medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation.
Free look cancellation is not applicable at the time of renewal of the policy.

 Star Advantages

• No third Party Administrator, direct in-house claim settlement.
• Faster & hassle-free claim settlement.
• Cashless hospitalization wherever possible.
• Network of more than 6000 hospitals across India.
• 24x7 Toll Free Helpline.
• Information on health through free health magazine.
• Facility for maintaining personal health records in electronic format.

 Personalised customer service available.

Service Is Available For All over India

For More Details Pl Contact: 9790958828 or 9042804851

Star Health Insurance For Low Cost & Best Service

Welcome to Star Health Insurance,India 's first exclusive health insurance company.We specialise in Mediclaim-Health Insurance, and Personal Accident-Accident Insurance, Overseas medical Insurance, Travel Protect Insurance. Promoting Health, Protecting Health, 24 hour helpline, Cashless hospitalisation facility.Free general physician advice. Unlimited free out patient consultation for a small premium.No medical examination up to 50 years. Medical examination cost borne by the company. Faster disbursement of claims. No TPA.Large network of over 8200+ hospitals across India. Over 350 hospitals in Chennai. Star Clinics to cater Star Insurance Customers and General Public. Health consultation through Tele and Video conference. Mediclaim from 5 months to 80 years of age. Family floater available.Lowest premium. Tax Benifits under section 80D of the Income Tax Act, etc.

ABOUT STAR HEALTH

Star Health and Allied Insurance, India’s first and only exclusive health insurance company, is a joint venture between Oman Insurance Company, leading Indian industrialists and business houses. The company is committed to becoming the most favoured Health Insurance brand in India and setting benchmarks for the industry in service, innovative products and collaborative relationships.


Our Exclusive Products

Medi Classic

Family Health Optima

Star Comprehensive

Senior Citizen Red Carpet

Star Health Gain

Diabetes Safe

Star Cardiac Care

Super Surplus

Star Criticare Plus

Star Delite

Star Accident Care

STAR ADVANTAGES

No Third Party Administrator; direct in-house claims settlement

Faster & hassle-free claim settlement

Cashless hospitalization

Network of more than 8200 hospitals across India

24x7 Toll- free Helpline

Free General Physician Consultation over phone. Doctors on duty 24x7. By quoting the policy number, any person can contact our Doctor on the toll free number for medical advices

Free Health magazines are issued to policy holders at regular intervals

Personalised customer service available.

Service Is Available For All over India

For More Details Pl Contact: 9790958828 or 9042804851