STAR CARDIAC CARE INSURANCE POLICY FOR PERSONS WHO HAVE UNDERGONE ANGIOPLASTY OR BYPASS SURGERY

STAR CARDIAC CARE INSURANCE POLICY FOR PERSONS WHO HAVE UNDERGONE ANGIOPLASTY OR BYPASS SURGERY

Highlights

•  India`s 1st Health policy for persons who have undergone Angioplasty or Bypass Surgery.
•  Cover for surgical and medical management Cardiac Ailments.
•  Also covers regular hospitalization.
•  101 day-care procedures.    

 Benefits


Section 1:

• Hospitalisation Cover: Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs.
• Ambulance charges for emergency transportation to hospital as per specified limits.
• Pre-Hospitalization expenses up to 30 days prior to admission in the hospital.
• Post-hospitalisation paid as lump-sum upto the limit specified.
• 101 Day-care treatments covered

Pre-Existing Diseases / Illness:
Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company.

Section 2: (Cardiac Section)
Cardiac ailments covered after 90 days. 2 Plans available -GOLD PLAN and SILVER PLAN. GOLD PLAN covers any cardiac related complications necessitating surgery / intervention and also cardiac medical management SILVER PLAN covers any cardiac related complications necessitating surgery / intervention only.

 Eligibility

 Star Cardiac Care Insurance can be taken by any person between 10 years and 65 years of age, who has undergone PTCA (Stenting) or CABG (By-pass) procedure for the first time, within 4 years prior to the date of policy purchase. The sum insured under this policy is on Individual basis.

General Terms


Pre- Acceptance Medical Screening
All persons will be required to undergo pre-acceptance medical screening at the Company nominated centers. Cost of screening is currently borne by the company.

Tax Benefits
Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.

Free Look Period
A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre- acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation. Free look cancellation is not applicable at the time of renewal.

Guaranteed Lifetime Renewals
 Life-long renewals beyond 65 years are offered under this policy.

 Star Advantages

•  No Third Party Administrator – direct in-house claims settlement
•  Faster and hassle-free claim settlement
•  Cashless hospitalization
•  Network of more than 6000 hospitals across India
•  Facility for maintaining personal health record in electronic format. 

 Personalised customer service available.

Service Is Available For All over India

For More Details Pl Contact: 9790958828 or 9042804851