Friday, April 15, 2016

Star Health Overseas Mediclaim Travel Protect Insurance For Low cost & best service




All of us tackle problems well when you are in an alien land, dealing in home currency, and are braving a very different climate, any problem starts to seem like a daunting challenge. During travel, you are adapting to the weather, the time zone change, the pronunciation, and the food among other things. So for a gamut of risks you have to face up to, you need the Star Health Individual Travel Protect Policy, whether it's business or leisure that takes you abroad.


Highlights


  •  Emergency medical expenses including medical evacuation and transportation of mortal remains.
  •  Dental emergency expenses following an accident.
  •  Cover for Loss of checked in baggage, Delay of checked in baggage, Loss of Passport, Trip Cancellation, Flight Delay, Missed Departure/Connection and Hijack Distress.
  •  Personal Accident Cover.
  •  Cover for Legal Liability for bodily injury or property damage to third party.

 Benefits


When you travel abroad on business or holiday Star Travel Protect insurance policy provides you coverage for the following exigency:
  • Emergency medical expenses
  • Repatriation in case of medical emergency
  • Repatriation of mortal remains
  • Any dental emergency expenses following an accident
  • Compensation following accidental injuries
  • Loss of your checked in baggage(up to the limits)
  • Reasonable expenses incurred for obtaining new passport
  • Flight delay
  • Missed departure/connection
  • Hijack distress
  • Expenses on emergency purchases of consumables due to any delay in handing over your checked in baggage by the carrier for more than 12 hours
  • Pecuniary loss on cancellation of your trip due to any accidental bodily injury/death of a family member
  • Any Legal Liability that maybe fastened upon you, if you cause any bodily injury or property damage to any third party
 Eligibility

 Any individual who is a permanent resident of India- above 6 months of age, travelling abroad for work or leisure can take this overseas travel insurance.

 Star Advantages


  •  Tie up with reputed overseas assistance companies to render policy services abroad.
  •  Free Health magazines are issued to policy holders at regular intervals.
  •  Free storage facility for storing medical records in electronic form.

 
Personalised customer service available.

Service Is Available For All over India

For More details contact: 9790958828, 9042804851


Wednesday, April 6, 2016

STAR CARDIAC CARE INSURANCE POLICY FOR PERSONS WHO HAVE UNDERGONE ANGIOPLASTY OR BYPASS SURGERY




STAR CARDIAC CARE INSURANCE POLICY FOR PERSONS WHO HAVE UNDERGONE ANGIOPLASTY OR BYPASS SURGERY


Highlights
  •  India`s 1st Health policy for persons who have undergone Angioplasty or Bypass Surgery.
  •  Cover for surgical and medical management Cardiac Ailments.
  •  Also covers regular hospitalization.
  •  101 day-care procedures.    

 Benefits


Section 1:
  • Hospitalisation Cover: Protects the insured for in patient hospitalisation expenses for a minimum of 24 hrs.These expenses include room rent,nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,Cost of Medicines and Drugs.
  • Ambulance charges for emergency transportation to hospital as per specified limits.
  • Pre-Hospitalization expenses up to 30 days prior to admission in the hospital.
  • Post-hospitalisation paid as lump-sum upto the limit specified.
  • 101 Day-care treatments covered

Pre-Existing Diseases / Illness:
Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company.

Section 2: (Cardiac Section)
Cardiac ailments covered after 90 days. 2 Plans available -GOLD PLAN and SILVER PLAN. GOLD PLAN covers any cardiac related complications necessitating surgery / intervention and also cardiac medical management SILVER PLAN covers any cardiac related complications necessitating surgery / intervention only.

 Eligibility

 Star Cardiac Care Insurance can be taken by any person between 10 years and 65 years of age, who has undergone PTCA (Stenting) or CABG (By-pass) procedure for the first time, within 4 years prior to the date of policy purchase. The sum insured under this policy is on Individual basis.

General Terms


Pre- Acceptance Medical Screening
All persons will be required to undergo pre-acceptance medical screening at the Company nominated centers. Cost of screening is currently borne by the company.

Tax Benefits
Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.

Free Look Period
A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions. In case insured is not satisfied he can seek cancellation of the policy and in such event the Company will allow refund of premium after adjusting the cost of pre- acceptance of medical screening, stamp duty charges and proportionate risk premium for the period concerned provided no claim has been made until such cancellation. Free look cancellation is not applicable at the time of renewal.

Guaranteed Lifetime Renewals
 
Life-long renewals beyond 65 years are offered under this policy.

 Star Advantages


  •  No Third Party Administrator – direct in-house claims settlement
  •  Faster and hassle-free claim settlement
  •  Cashless hospitalization
  •  Network of more than 6000 hospitals across India
  •  Facility for maintaining personal health record in electronic format. 
 Personalised customer service available.

Service Is Available For All over India

For More Details Pl Contact: 9790958828 or 9042804851

Friday, April 1, 2016

Star health Insurance for Senior citizens




Welcome to Star Health Insurance,India's first exclusive health insurance company.We Offer Special health insurance for Senior Citizens. Turning sixty is a major milestone. On the one hand, people tend to find more time for matters they couldn't adequately attend to during their years of career preoccupation. On the other, there is mounting anxiety about health. Yet, health insurance policies have hardly been available to address their needs. Star Health is proud to introduce India's first health insurance policy as a salute to our senior citizens. It provides cover for anyone over the age of 60 and permits entry right up to the age of 74 with continuing cover after that. It is our way of caring for a generation that has done so much to build the country

Major Product Features

This Health Insurance Plan from Star Health is unique among Senior Health Insurance Policies and extends benefits of Hospitalisation Cover as well as Post Hospitalisation Cover.
For Senior citizens aged between 60 to 75 years.
No pre-insurance medical test required.

Covers pre-existing diseases from the second year onwards.
Medical Consultations as an Out Patient in a Network Hospital.
Higher Sum Insured coverage upto Rs.10 Lakhs.
Guaranteed lifetime renewals.
Any person between 60 and 75 years of age at the time of entry can take this insurance policy. The sum insured under this insurance is per individual member covered.
 
Star Advantages

  • No third Party Administrator, direct in-house claim settlement.
  • Faster & hassle-free claim settlement.
  • Cashless hospitalization wherever possible.
  • Network of more than 6000 hospitals across India.
  • 24x7 Toll Free Helpline.
  • Information on health through free health magazine.
  • Facility for maintaining personal health records in electronic format.
 Personalised customer service available.

Service Is Available For All over India

For More Details Pl Contact: 9790958828 or 9042804851