Star Health Insurance Personal Accident Care Individual Policy for Low cost & best service

Accident come uninvited and they can unsettle your life and those of your loved ones. A little planning in this regard goes a long way.
  
Highlights

• Cover for Accidental death, Permanent Disability and Temporary Disablement.
• Compensation for Permanent Total Disablement is 150% of the sum insured.
• Enhanced weekly compensation up to Rs.15000/- per week (maximum 100 weeks).
• Educational Grant for dependent children
• Cumulative bonus 5% per annum maximum 50%

 Benefits


New Features:

• Introduced additional free benefits
• Hospital Cash – Optional benefits
• Home Convalescence – Optional benefits
• Medical Expenses Extension
• Coverage for Winter Sports

Policy Benefits:

• Table A – covers Accidental Death
• Table B – covers Accidental Death and Permanent Disablement
• Table C – covers Accidental Death, Permanent Disablement and Temporary Total Disablement (Weekly Compensation)

Additional Free Benefits:

• Educational Grant: Maximum of Rs.10,000/- per child upto 2 children in case of Death/Permanent Total Disability of the insured person
• Ambulance Charges / Transportation Expenses of Mortal Remains: The limit of Company’s liability is Rs.5,000/- only during the policy period.
• Travel Expenses for One Relative (Applicable for Death claims only): 1% of Total Sum Insured upto Rs.50,000/- subject to actual for the transport expenses to one relative of the insured person.
• Vehicle and/or Residence Modification: 10% of Table B and Table C sum insured subject to a maximum of Rs.50,000/- towards the expenses incurred to modify the insured person’s residential accommodation or vehicle.
• Purchase of Blood: Upto 5% of the Total sum insured subject to a maximum of Rs.10,000/- towards the expenses incurred in purchasing blood through a Hospital or Government approved blood bank.
• Transportation of Imported Medicines: Upto 5% of Total sum insured subject to a maximum of Rs.20,000/- towards the expenses incurred on freight charges for importing medicines.The above mentioned amounts are payable in addition to the sum insured.

Optional Benefits (on payment of additional premium):

• Medical Expenses Extension: Upto 25% of the valid claim or 10% of the sum insured or actual whichever is less subject to a overall limit of Rs.5,00,000/- per policy period.
• Hospital Cash: Cash benefit of Rs.1000/- for each completed day of Hospitalization (excluding date of admission and date of discharge) provided such hospitalization happens within 30 days from the date of accident.
• Home convalescence: Rs.500/- for each completed day subject to a maximum of 15 days per occurrence and 60 days per policy period towards the cost of engaging one attendant at residence  immediately after discharge from the hospital

Cumulative Bonus :

• Cumulative Bonus of 5% of the sum insured accrues to the insured person for each completed year, subject to a maximum of 50%. Cumulative bonus will not be lost if the policy is renewed within 30 days. Cumulative bonus is not applicable on the ADDITIONAL BENEFITS OR OPTIONAL BENEFITS

 Eligibility

• Any person between 18 and 70 years of age at the time of entry can take this insurance. Lifelong renewal.
• Dependent children covered from 5 months
• Policy benefits are applicable individually for each person covered under family.

 Star Advantages

• No Third Party Administrator - direct in - house claims settlement.
• Faster & hassle-free claim settlement.
• Cashless hospitalization, wherever possible.
• Network of more than 6000 hospitals across India.
• 24X7 Toll Free Helpline.
• Information on health through free health magazine.
• Facility for maintaining personal health records in electronic format.

Personalised customer service available.

Service Is Available For All over India

For More details contact: 9790958828, 9042804851